Injured in an Accident With an Uninsured Motorist?
Our attorneys offer advice on how to protect yourself
In a conventional car accident, both parties will exchange insurance information and the insurance company of the at-fault party will compensate the crash victim for medical expenses and lost wages. However, what happens when the at-fault driver is uninsured or doesn't have enough insurance to cover the damages associated with the accident?
Being involved in an accident with an uninsured driver can be a frustrating ordeal. It can leave you wondering where to turn or how to pay for expensive medical bills and put food on the table while you're unable to work. The car accident attorneys at Pajcic & Pajcic understand the pain and suffering accidents with uninsured drivers cause to crash victims and their families. We have built a reputation for putting our experience to use and winning big, such as $7 million awarded to a crash victim whose accident was caused by a driver with limited insurance. Contact us today so we can help guide you through the process.
Uninsured motorist coverage explained
Since Florida is a no-fault state, all motorists are required to purchase personal injury protection (PIP), which will pay for some medical expenses and is limited to $10,000. However, this minimal coverage only pays for a fraction of your medical expenses and lost wages, leaving you to pay for the rest out of your own pocket. In order to protect yourself from the financial hardships due to an accident with an uninsured driver, you must have uninsured and underinsured motorist coverage (UIM).
In Florida, this type of optional coverage will cover the cost of:
- Current and future medical expenses relating to any injuries you have sustained from the accident
- Current and future lost wages if you are unable to work
- Intangible harms and losses including pain and suffering and mental anguish associated with your accident, depending on the severity of your injuries.