Handling Florida Car Insurance Companies
After an accident, let our law firm take care of your claim
If you've been involved in a car accident, you are likely in for a difficult battle with the insurance company - and you may be blindsided by that conflict. After all, Florida is a "no-fault" insurance state, and your insurance company likely promises that they'll take care of you in the event of an accident. You pay your premiums, and if something goes wrong, you should be covered.
The reality is that your accident represents exposure to your insurance company's bottom line, and their priority is to protect it. Also, even though Florida is a no-fault state, in an accident that causes significant injury you will very likely be dealing with an insurance company representing another motorist, or a negligent third party such as a vehicle manufacturer. Getting compensation from those third-party insurers can be especially challenging. Their priority is to protect their client and to reduce their own liability, not to compensate you fairly.
The car accident lawyers at The Law Firm of Pajcic & Pajcic have been taking on the insurance companies - and beating them - for over 40 years. If you're dealing with an insurance company, this is what you need to know:
You don't have to speak with them.
Many people ask, should I call my insurance company after my car accident? While you do need to promptly notify your own insurance company that you were involved in an accident, you are under no obligation to give them any information after that initial phone call. Even that notification can and should be quite brief; stick to the facts of what happened and don't say anything about fault.
If an insurance company representing another motorist calls you, politely decline to speak with them. They will try to get you to say something they can use to justify a denied insurance claim. Instead, contact us right away and speak with an attorney about your legal rights. Once you retain our firm, we will handle all negotiations with the insurance company on your behalf.